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What are secured loans?
Secured laons are typically loans which contain a provisionally agreed condition where if payment cannot be repaid, certain property or properties are eligible to be claimed by the lender as recoverance or payment of debt

Secured Loans are starting to become a very popular route that homeowners are taking to consolidate their existing debt now that the value of property has risen so much in recent years. This is mainly because the interest rate is cheaper on a secured loan than it would be if your homeowner loan was unsecured. Advanced Finance are sepcialists in the secured homeowner loans industry and help people in with their finances from all walks of life. Before accepting any quote that you have recieved, ensure to speak to Advanced Finance to see what we can do for you.

Being one of the largest secured loan brokers in the UK Advanced Finance are able to source a homeowner loan to meet you needs. It doesn't matter if you have had problems with your credit before, or if you can not provide proof of your income, Advanced Finance will be honest with you from the start. Secured loans are a more sought after financial product than they used to be, and so more and more homeowner loans products are available on the market for clients, however many people are not sure where to go. When searching for a secured homeowner loan, or quick loan, Advanced Finance would be a safe bet.

Secured loans are loans secured on a property, in much the same way as a mortgage. Secured loans require no upfront survey, legal or other fees. Secured Loans are available for any purpose: debt consolidation, the purchase of a new car, home improvement, holidays, or anything you choose. Any amount can be borrowed from £5,000 to £500,000.

To qualify for a loan or remortgages you must be over 18, resident in the UK and a homeowner. Loans are available up to 125% of the value of the property, interest only if required, with fixed rate and flexible options available.

We have special schemes available for those requiring a self certification facility that can go up to 100% of property value. There are also many schemes available for those that have had credit problems in the past and those that have already been declined for a loan elsewhere. We also have schemes available for those with a good financial track record. We can offer highly competitive rates to these types of borrowers that are often lower than you would imagine. A secured loan allows you to take advantage of preferential interest rates that would not be available for an un-secured personal loan. You are also much more likely to be approved for a secured loan, or secured homeowner loan.

The amount borrowed is repaid monthly over a term agreed at the outset, which will usually range between three years and twenty five years. A penalty may be charged if a loan is repaid earlier than agreed - each lender's criteria differs (please ask for further information with regard to redemption penalties).

The amount that can be borrowed, the term available and the A.P.R will all depend upon the equity in the property, the lender's view of the borrowers' ability to repay the loan and your personal circumstances. For example any adverse credit can affect the amount that can be borrowed or the interest rate available. Borrowers may be able to borrow up to 125% of their property value.

Initial assessment can be made quickly, however loans under £25,000 are regulated, and a consideration period will be given to allow time for borrowers to assess the implications of the credit agreement, and to ensure that they are fully aware of all the terms and conditions.

If your interested in applying for a secured homeowner loan through a broker, simply call Advanced Finance today for further information on how easy the application process is, or you can fill in the short application form available. Being one of the largest secured loan brokers in the UK we are able to source your loan for you within minutes not days because we know how stressful applying for a secured loan can be.

Secured loans are loans which are secured on the value of a property and they can be used for virtually any conceivable purpose such as purchasing a new car, going on a dream holiday or covering the cost of renovations to your home. The main advantage of taking out a secured loan is that the interest rates are much lower than most other types of loan and the repayments can be spread over an amount of time that suit’s the borrower rather than the lender.

In cases where a bank or building society is seemingly reluctant to grant the application of a secured loan it is often more desirable to apply for one using the services of an independent finance broker as they will find you the best deal on your behalf in what has become a very competitive market offering some very tempting interest rates and repayment options.

Secured loans can even be sourced for those who are considered to be of a poor credit type and even the self-employed can apply without the need to prove their earnings. A secured loan can be applied for either over the telephone or by simply filling in an online form and a decision can be made in under an hour. This makes bridging loans and secured loans one of the most convenient types of loan to apply for and furthermore there is usually no upper age limit on the applicant.